Cash On Hand

Recently, I noticed that a lot of places in Europe accept cash only (manly for cheap accommodation, food & transport).

This then makes me wonder how I go about getting 'cash' in all of the relevant currencies? Am I to be constantly running around desperately trying to find a bank branch I can use to take out & convert my money?

I understand that I can probably get away with using my card/s for most of it (taking advantage of the automatic currency conversion + charge). But understandably, it seems, I will need cash on hand for a lot of simpler/basic transactions.

So my question to YOU is: If you where in my position, how much money would you take out in the converted currency, & how far in advance would you do it?

Would you wait until you get into the country?

Or would you wait until you actually needed it (hoping an appropriate bank is nearby)?

So leave a comment & vote in the poll to help me out  =====>

Thanx   :)